Understanding your Disability Benefits
Explore your options for Short Term Disability (STD), Long Term Disability (LTD), and Supplemental Unemployment Benefits (SUB) to ensure you receive the financial assistance you need while an illness or injury keeps you away from work.
Types of Sickness/Injury Leave Benefits
Short Term Disability
Short Term Disability (STD) offers temporary financial assistance while you are unable to work for a limited period due to a medical condition, helping to bridge the gap until you can return to work.
Long Term Disability
Long Term Disability (LTD) provides financial support when you are unable to work due to a prolonged illness or injury, ensuring a portion of your income is maintained during your recovery.
Supplemental Unemployment Benefits (SUB)
Supplemental Unemployment Benefits (SUB) provide additional financial support on top of your EI benefits during an illness, injury, shortage of work, attendance at trade school, or a maternity/parental leave.
What to Do If You Are Disabled Due to a Non-Work Related Injury, Illness, or Surgery
If you find yourself unable to work due to a non-work related injury, illness, or surgery, follow these steps to ensure you receive the support you need:
- See a Physician: You must be under the care of a doctor. If you are disabled due to an illness, injury, or surgery, you must see a doctor within seven days; otherwise, your benefits may be delayed.
- Apply for EI Sickness Benefits: Even if you think you do not qualify, apply for Employment Insurance (EI) Sickness benefits. If you are currently on EI Regular benefits due to unemployment, change your claim to EI Sickness retroactive to the date you became sick or injured or had surgery.
- Notify UA Local 67 Benefits: Inform UA Local 67 Benefits immediately when you miss work for an illness, injury or know you’ll be away for surgery. UA Local 67 Benefits will provide you with a Disability Guide and walk you through the steps to access sickness benefits.
Do not delay in reaching out to UA Local 67 Benefits, as we are here to guide you through the Short Term Disability process and assist you with your application to Canada Life.
Navigating Your Claims
Accurately following the process to apply for Short Term Disability (STD), Long Term Disability (LTD), and Supplemental Unemployment Benefits (SUB) is essential for ensuring you receive the financial support you need during challenging times.
For detailed information on how to file a claim, visit Claims.
What to Do If You Are Disabled Due to a Work Related Injury or Illness
If you become ill or injured at work, you may need to file a claim with the Workplace Safety and Insurance Board (WSIB). Your coverage under the UA Local 67 Benefits Plan may continue for up to 12 months, depending on your employer’s hourly contributions as required by Ontario legislation. Contact UA Local 67 Benefits to discuss your situation. Learn more about illness or injury.
Returning to Work
Tips for Your Return to Work
Communicate with Your Employer
Before returning, have an open conversation with your employer about your readiness to return to work. Discuss any accommodations you may need to ease your transition back into the workplace.
Understand Your Rights
Familiarize yourself with your rights regarding workplace accommodations and protections under disability laws. This knowledge can empower you to advocate for yourself effectively.
Start Gradually
If possible, consider a phased return to work. This could mean starting with part-time hours or modified duties to help you adjust without overwhelming yourself.
Stay Organized
Keep track of your medical appointments, treatment plans, and any follow-up care you may need. Staying organized can help you manage your health while balancing work responsibilities.
Utilize Support Resources
Don’t hesitate to reach out to union or UA Local 67 Benefits resources, such as the Member Assistance Program, for support during your transition. External resources, such as counseling services, can also provide valuable assistance.
Set Realistic Goals
Set achievable goals for your return to work. Focus on small milestones to help build your confidence and gradually increase your workload.
Monitor Your Well-Being
Pay attention to how you feel as you return to work. If you experience any setbacks or challenges, communicate with your healthcare provider and employer to address them promptly.
Celebrate Your Progress
Acknowledge your achievements, no matter how small. Celebrating your progress can boost your morale and motivate you to continue moving forward.
What to Expect
- Adjustment Period: It’s normal to experience an adjustment period as you transition back to work. Be patient with yourself as you adapt to your routine.
- Potential Challenges: You may face challenges such as fatigue or stress. Recognize these feelings and seek support when needed.
- Ongoing Communication: Maintain open lines of communication with your employer and healthcare provider. Regular check-ins can help ensure that you are supported throughout your return.
- Resources Available: Remember that you have access to various resources, including the UA Local 67 Benefits team, to assist you with any questions or concerns during this time.
Have Any Questions?
Refer to your Benefits Booklet for detailed coverage information. For any other questions, reach out to the UA Local 67 Benefits team.