Get to Know the UA Local 67 Benefits Health & Welfare Plan
UA Local 67 Benefits is dedicated to providing UA Local 67 members and their families with one of the most competitive and sustainable group benefits plans available among Plumbing and Pipefitters unions. Understanding your benefits is key to making the most of them. Whether you’re new to the plan or looking to refresh your knowledge, we’re here to help you navigate your coverage and ensure you and your family are well protected.
What’s Included in Your Welfare Plan
The Welfare Plan provides members with a wide range of coverage to more than 3,000 of our members and their dependents. Your Welfare Plan includes:
Health & Dental
- Prescription Drugs
- Extended Health & Paramedical Services
- Dental
- Group Travel Medical
- Health Care Spending Account
Group Life
- Group Life Insurance
Disability
- Short Term Disability
- Long Term Disability
Your Benefits Booklet
While this online hub is designed to provide you with easy access to important information about your benefits, we encourage you to take the time to read your UA Local 67 Benefits Booklet to more fully understand the valuable resources available to you and your eligible dependents.
Please note that if there are any discrepancies between the information on this website, the booklet, and the legal plan documents, the plan documents will apply.
Eligibility
Understanding your eligibility for benefits is an essential first step in making the most of the UA Local 67 Benefits Plan. Your eligibility to join the Welfare Plan includes several factors such as contributions (Benefits Account balance), enrollment, and more.
For detailed information about eligibility requirements and how to determine your status, check out the Eligibility overview.
Claims
We understand that it can be confusing trying to figure out where and how to file a benefits claim. Visit our Claims page for step-by-step guides, whether you’re submitting a claim for health, dental, travel medical, HCSA, disability, or life insurance.
Who Runs the UA Local 67 Benefits Welfare Plan?
The plan is managed by a Board of Trustees made up of elected union members and the UA Canada-appointed Business Manager. They work with professional advisors and UA Local 67 Benefits staff to ensure the plan is well managed and secure.
How Your Welfare Plan is Funded
Employer contributions made on behalf of all plan members are held in the Welfare Trust Fund. The plan’s fund is managed by the Board of Trustees of UA Local 67 Benefits, who choose professional investment managers to invest the fund’s assets based on the Board’s guidelines. The investments in the Welfare Trust Fund are used to subsidize the required group benefits deductions rates, to keep them below the actual cost of insurance and administration costs. The fund’s assets are solely used to pay the costs associated with the UA Local 67 Benefits Plan.
Claims for Health, Dental, Life, and Short Term Disability are paid directly out of the Welfare Trust Fund, along with the insurer’s administrative fees and taxes. The Welfare Trust Fund also covers the premiums for Long Term Disability and Travel Medical Insurance.
What is Benefits Fraud and How It Affects You
Benefits fraud refers to any abuse, misuse, or overutilization of the plan as well as inappropriate health provider billing practices—whether intentional or not. All beneficiaries of the UA Local 67 Benefits Plan are affected by fraud as fraudulent claims paid by the Trust Fund limit the plan’s ability to provide benefits.
To learn more about health and dental benefits fraud, abuse, and their consequences, please visit fraudisfraud.ca
Meet Our Benefits Partners
GreenShield
Provider for the following UA Local 67 Benefits Plans:
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- Prescription Drugs
- Extended Health & Paramedical Services
- Health Care Spending Account (HCSA)
- Dental
Canada Life
Provider for the following UA Local 67 Benefits Plans:
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- Group Life Insurance
- Short Term Disability
- Long Term Disability
TELUS Health Virtual Pharmacy
A virtual pharmacy that will deliver maintenance drugs to your home, your requested address, or your local post office for pick-up, all for a low dispensing fee.
AIG Insurance
Travel medical insurance provider with Travel Guard as AIG’s Assistance Company.
Life and Job Changes
Life is full of changes, and these transitions can impact your benefits and coverage. Whether you’re getting married, having a baby, entering trade school, preparing for retirement, or experiencing other significant life events, we are here to help make those transitions easier. It’s important that you update your benefit forms soon after your life or job change to ensure that you and your eligible dependents continue to receive the support you need during these times of change.
Need a Form or Document?
From claim forms to important documents, our Forms and Documents page [link to Forms and Docs page] is a good resource in managing your benefits effectively. We encourage you to explore the available materials, and if you have any questions or need assistance, don’t hesitate to reach out.
Have Any Questions?
Contact your UA Local 67 Benefits team today.